At Criss Financial, We Foster ASPIRATIONAL BHARAT

GROW with CRISS

To grow in life is an assurance that we are moving towards realising our dreams and aspirations. In this journey of growth, many factors have a role to play, and one of the most critical to fuel growth is access to capital.


At Criss Financial Limited (CFL), a non-banking financial company (NBFC), be it a salaried individual or self-employed borrower coming from the rural or semi-urban area, we understand the spirit. In our endeavour to unlock Bharat’s Potential, we strive to be a partner in the growth & progress of our borrowers in elevating lives, families & fulfilling aspirations.


For both individual and business specific needs, our small-ticket loan products - Loan Against Property, Nano Enterprise Loan and Individual Loan, are tailor-made for various requirements and simultaneously to ensure borrowers are not overleveraged. Our business is based on delivering trusted financial products & services to the underserved responsibly.


For Criss Financial, borrowers are at the core of everything we do and in this effort, we want to become a Trusted Financier to the Aspirational Bharat.


Criss Financial is a subsidiary of Spandana Sphoorty Financial Limited (SSFL), a listed NBFC-MFI, with a geographically diversified presence in India. Spandana offers income generating loans under the joint liability group (JLG) model, predominantly to women from low-income households in rural areas.