PRODUCTS

PRODUCTS WE OFFER TO OUR CUSTOMERS

Our products are as per the convenience of our clients. All the terms and conditions of the loans are made known to the clients to maintain our core value of transparency. We have no hidden charges in the name of value-added services and are in compliance with statutory requirements.

This loan empowers individuals to set up and expand their income-generating activities, as well as to smooth out household cash flows and acquire productive assets. With a hassle-free monthly repayment option, borrowers can expand their businesses without experiencing repayment stress.

Unnati Loan product is to assist our borrowers who are struggling to meet short-term liquidity requirements.

Loan Against Property (LAP) includes those loans which are given with the property as the primary collateral. This loan is granted against the mortgage of residential and commercial properties to self-employed and salaried individuals.

Criss Financial Limited

Criss Financial was incorporated under the Companies Act, 1956 as a public limited company, under the name of M.G. Brothers Finance Limited pursuant to certificate of incorporation issued by the RoC, dated August 20, 1992, and received its certificate for commencement of business from the RoC on September 21, 1992. The name was changed from M.G. Brothers Finance Limited to Keertana Financial Limited by way of a fresh certificate of incorporation consequent upon change of name issued by the RoC, dated December 16, 2008 and to Criss Financial Holding Limited by way of a fresh certificate of incorporation consequent upon change of name issued by the RoC, dated December 13, 2010. Subsequently, the name was changed to Criss Financial Limited by way of a fresh certificate of incorporation consequent upon change of name issued by the RoC, dated June 11, 2021. It received a certificate of registration from the RBI to carry on the business of an NBFC without accepting public deposits on February 10, 2005. It has its registered office at Galaxy, Wing B, 16th Floor, Plot No.1, Sy No 83/1, Hyderabad Knowledge City,TSIIC, Raidurg Panmaktha, Hyderabad Rangareddi TG 500081 IN. Criss Financial is authorised to carry on and undertake the business of finance, hire purchases, leasing and to finance lease operations of all kinds, hire or letting on hire all kinds of durables, industrial and commercial goods and vehicles of all descriptions, machinery, equipment, tools and instruments of all descriptions, refrigerators, air conditioners, washing machines and other equipment of personal use or otherwise, television, mobile phones, tablets and all other types of electronic devices and equipment the Company may think fit and to assist in financing and/or financing of all and every kind and description including working capital loans, loans against book debts, loans against receivables, consumer finance, personal loans, online personal loans, educational loans, lifestyle loans, agricultural loans, forex loans, mortgage loans, pledge loans, loans against shares, securities, capital market instruments, bill discounting, providing technology platform for other entities, utilize technology platform provided by other entities directly or indirectly and promote the Company’s business activities, and to provide fund based and non-fund based credits to various entities including but not limited to micro, small and medium enterprises, issuing of letter of credit, letter of guarantees, engage in wholesale lending, financing the development of townships, development of real estate, construction of premises for residential/commercial/ industrial purposes, building of roads, canals, bridges, towers and other infrastructure projects, and to undertake financing the generation/cogeneration, transmission, distribution and supply of power of all kinds, whether conventional or non-conventional or similar transactions and to subsidize or assist in subsidising or financing the sale and maintenance of any goods, articles or commodities of all, any, every kind and description, upon any terms what so-ever and to purchase or otherwise deal in all forms of immovable and movable property including land and buildings, plant and machinery, equipment, ships, aircraft, automobiles, computers and all consumer, commercial and industrial items and to lease or otherwise deal with them in any manner whatsoever including resale thereof regardless of whether the property purchased and leased be new and/or used, to undertake funding of infrastructure projects under build-own-operate-transfer or build-own-transfer model, undertake structured financing, syndicated/ syndication loans, take-out financing, mezzanine financing and such other financing models by whatsoever name called, for infrastructure as well as non-infrastructure purposes, to engage in purchase/sale of non-performing assets. Provided however that the Company shall neither carry on agricultural / plantation activities nor shall engage in real estate business, except development of townships, real estate covering construction of residential / commercial premises, roads/bridges etc.

Board Of Directors

Ms. Abanti Mitra

CHAIRPERSON AND INDEPENDENT DIRECTOR

Mr. Ashish Kumar Damani

WHOLE TIME DIRECTOR

Mr. Deepak Calian Vaidya

INDEPENDENT DIRECTOR

Mr. Shalabh Saxena

NON-EXECUTIVE DIRECTOR