Mr. Tripathy has over 18 years of professional experience in the field of Financial Inclusion, micro/rural finance, MSME. He has worked across a variety of functions viz. Sales, Strategy and Business development, Product development, Business planning & analytics. He was leading MSME business in his last assignment at Bharat Financial Inclusion Ltd, prior to which he handled large sales & distribution network at BFIL disbursing micro-loans, mobilizing small savings & leveraging cross sell opportunities. Prior to CFL, Mr. Tripathy was associated with organisations such as YES Bank Ltd, ACCION International, IFMR Trust. He is an MBA from Institute of Rural Management, Anand (IRMA).

Mr. Murari has over 10 years of experience in the areas of Finance, Accounts, Audit & Taxation, Financial Reporting, Budgeting & Forecasting and regulatory audits. He is associating with Criss Financial Limited (CFL) since November 2021. Prior to CFL he was associated with organizations like PACCS Healthcare as HOD Finance & Accounts and in various leadership capacities with JSS Pro Services and Italia & Associates. Mr. Subrahmanyam Murari is a Chartered Accountant from the Institute of Chartered Accountants of India, a Cost Accountant from the Institute of Cost Accountants of India and holds bachelor’s degree in finance & accounts.

Mr. Arun Kumar has an experience of over 19 years across NBFC’s & MFI in Sales, Distribution, Marketing and Strategy. He has experience of launching business in multiple organisations in the financial service sector. His last assignment was as SBH – Kerala in Bharat Financial Inclusion Ltd. Prior to this, he worked in organisations like Vanchinad Finance & CCIL. Mr. Arun Kumar holds a bachelor’s degree in commerce from Osmania University, Hyderabad.

Mr. Ashutosh Sharma has 22 Years of professional experience in the areas of Secured & Unsecured Lending in NBFCs, Banking and Insurance. He has worked in various functions and was leading Business, Collections, Customer Service and Retention for North India in his last role with Shriram Housing Finance. Mr. Ashutosh Sharma was associated with Shriram Group, Indiabulls Housing Finance, HDFC, HSBC, Reliance Capital. He is having a vast experience in handling large sales and distribution network of big portfolios in his previous assignments with Shriram Group & Indiabulls Housing Finance. He is an Engineer with MBA in Marketing and Finance.

Mr. Mourya has over 16 years of experience in Compliance, Secretarial, and Corporate Legal roles. Prior to joining the company, he worked in leading positions at Arohan Financial Services Limited, VFS Capital Limited, and Peerless Securities Limited. Mr. Mourya has extensive experience in regulatory compliances, secretarial matters, and listing compliances. He has handled due diligence processes for both debt and equity, including public issues and private placements of equity and debt. His work experience across sectors viz. in NBFC-MFIs, Broking Firms, Consultancy, Manufacturing. He holds a bachelor’s degree in commerce and a bachelor’s degree in law. He is an associate member of the Institute of Company Secretaries of India.

Mr. Lakshmi Kanth is a versatile professional with expertise in quantitative environment and a strong business background. He has over 20 years of experience in credit underwriting and risk management for Home Loans, Mortgage Loans, Gold Loans, Commercial Vehicle Loans, and Healthcare Equipment Loans. Lakshmi Kanth has worked with several banks and financial services companies, including Ujjivan Small Finance Bank, Karvy, Deutsche Postbank Home Finance Ltd, Reliance Capital & IDBI Bank. In his most recent role, he served as Head of Risk, Audit, Product, Credit Compliance, and Digital Implementation at IKF Home Finance Limited. He holds an MBA in Finance from Nagarjuna University and a CFA from ICFAI University.

Mr. Melwin has 22+ years of experience in MSME Lending space with various banks and NBFCs. He has extensive experience in various functions, viz, Sales, business development, product design & development, product launch, credit underwriting etc. He has been in the leadership positions with ICICI Bank Ltd, HDB Financials Ltd, Capital First Ltd, Neogrowth Credit, Adani Capital Pvt Ltd. Prior to this he was heading the micro enterprise loan vertical at DvaraKGFS. He is an Economics graduate and MBA from Bharathiyar University, Coimbatore.

Mr. Venugopal is an experienced professional, over 22 years of rich and varied experience in the Banking and Financial Services industry. His expertise spans process management, internal controls, and client servicing, with significant proficiency in retail assets operations and microfinance. He holds an MBA and has completed executive certification programs in “Operations Management and Six Sigma” from IIM Raipur, and “Digital Transformation” from ISB. Prior to this, he worked at organizations such as BASIX, ICICI, HDFC, AXIS, L&T, AVANSE Financial Services, and IKF Home Finance.

Mr. Amit Saxena has over 14 years of versatile experience in the field of Legal with different industries such as NBFC- MFI, Banking, Telecom and Oil & Gas industry. His expertise lies in handling key matters like Banking, Corporate & Financial matters, Property Search & related issues, Contractual Matters, Real Estate, Consumer Matters, Recovery Matters, Project Advisory, Land & Acquisition. He did his Master’s in business law and has done Law (Hon’s) 5 years integrated from Lucknow University. Prior to this, he worked at organizations such as Bharat Financial Inclusion Ltd, HDFC Bank, Indus Towers, Tower Vision, JV of GAIL India & Bharat Petroleum Ltd.

As an established HR professional, Anchan has over 16 years of experience in Business Partnering, Talent Development, Change Management and Learning & Development. She has a wide experience in driving process improvement and cultural transformation ensuring that growth of people within the organization remains paramount. Prior to Criss, Anchan was associated with Axis Bank, Kotak Mahindra Bank and ICICI Bank. She is an MBA- HR and holds bachelor’s degree in commerce.

Mr. Vijay Kumar has over 13 years of experience in auditing within the NBFC and Microfinance sectors. His expertise includes MSME secured and unsecured loans, loans against property (LAP), housing loans, affordable housing loans (AHL), gold loans, and joint liability group loans (JLG). Mr. Vijay has worked with various NBFC-MFIs and NBFCs, including Muthoot Finance Ltd, RBL Finserv Ltd, HDB Financial Services Ltd, and Muthoot Homefin India Ltd. He has managed large audit teams and played a key role in the end-to-end digitization of audit systems in his previous assignments. He holds a bachelor’s degree in commerce from Andhra University, Visakhapatnam.

Mr. Gangadhar Anupoj, comes with 18+ years of experience in the areas of Risk Management and Business Analytics. Across his career he has worked with various Organizations like Utkarsh Small Finance Bank, ODA, TCS, HCL, Standard Chartered Bank, DBS. Cholamandalam and Indiabulls Securities. His was last associated with Grihum Housing Finance Limited as an Associate Vice President- Risk.

Mr. Mukesh has over 12 years of work experience. Prior to joining CFL, he was associated with Fincare Small Finance Bank as Head of Data Science & Engineering, where he was heading MIS & Analytics vertical for all in-house reports & advance analytics for Digital Transformation and Data-led decisioning. He had various technical positions at First Source Solution Limited & Quosphere Infosolution pvt ltd. He holds an MTech from BITS Pilani and B-Tech in Computer Science Engineering. He has also completed multiple IT platform certifications from Microsoft & Oracle including NIT Kurukshetra 6-month boot camp.

Mr. Naveen has 10+ years of experience in the areas of Cyber Security, Information & Network Security. He started his career as Research Associate in IDRBT which is RBI Subsidiary company. He carries ample amount of Tech knowledge into building robust Cyber Security posture. Prior to joining CFL, he was associated with IFTAS (Subsidiary company of Reserve Bank of India) as a Team Lead.